Merchant Cost Consulting Blog

Reduce Your Credit Card Processing Fees

What is Level 3 Processing?

Level 3 Processing is used in Business-to-Business (B2B) and Business-to-Government (B2G) purchases. Corporate purchase card transactions are priced differently from consumer credit card transactions. In order for a business to receive the lowest possible rate this requires inputting additional line items. Utilizing the extra data will offer significantly lower interchange rates for Visa and Mastercard…
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Merchant’s Guide to Navigating the Processing Industry

PAYMENTS INDUSTRY In the United States alone, firms with fewer than 500 employees accounted for 99.7% of total businesses, while firms with less than 20 workers made up 89.4%. Needless to say, small businesses make the world go around, and they all need to get paid for their services somehow, right? Welcome to the Payment…
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Entrepreneurs Beware: When Choosing a Credit Card Processor, Look For Transparency

What do American business owners depend on the most for payments? Credit cards. Some businesses elect not to accept credit cards for commerce, rather only accepting cash which makes them less attractive to consumers. In 2014 alone, consumers engaged in 26 billion credit card transactions with a total credit card volume of $4 trillion. The…
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Learn What Our Clients Have To Say

Countless people still ask us what we do for work, we get it all the time. We receive the typical, “Oh, you’re the credit card guys, right?” But there is much more that goes into our business besides “the credit card thing” and we thought sharing a client story might help it all make sense..…
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Searching for a Credit Card Processing Company?

While searching for a credit card processing company merchants are most likely prone to calling at least three companies in order to compare offers. Majority of the time someone will call into a sales line and a friendly sales representative will answer the phone. Most of these sales people that pick up the phone are…
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4 Places To Save On Your Credit Card Processing Statement

When it comes to Merchant Services, reading your statement every month might as well be comparable to reading ancient hieroglyphics There are random numbers all over the place, fees that you never knew existed, and a cluster of jibberish that is next to impossible to make sense of. Here are 4 places to look on…
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