PAN Masking for PCI Compliance: A Beginner's Guide Merchants are responsible for protecting cardholder data every time they accept credit and debit card transactions from their customers. This holds true whether the payment was made in person, online, over the...
Payjunction Review Payjunction is a California-based merchant services provider that was founded in 2000. With a wide range of technology capabilities and over 25 years of experience, Payjunction is a reputable processor that supports businesses of all shapes and...
Elavon Rate Increases, Fees, and Updates (2025) Elavon is a credit card processor and service provider for merchants in across a wide range of industries. Like other solutions that allow merchants to accept payments, Elavon regularly updates its credit card...
New York Surcharge Laws Whether you’re a merchant or a consumer in New York, it’s crucial that you understand New York’s credit card surcharge laws. Merchants can use this information to stay compliant, and knowledge of these laws can help customers avoid getting...
Bank of America Merchant Services Review Bank of America is the second-largest bank in the US in terms of total assets. With over 3,700+ locations nationwide, it’s a name that we’re all familiar with. In addition to its traditional banking services, BOA offers...
Can You Block a Company From Charging Your Credit Card? Yes—most credit card companies let you block a business from charging your credit card. This only applies to upcoming charges, and you can’t block a transaction that’s already been processed. That’s the short...
Payment Processing Industry News — December 2024 As we wrap up the calendar year, there are several notable stories in the payments space that are worth your attention. Here’s a summary of those headlines: Interchange Updates From Visa and Mastercard Effective...
Minnesota Credit Card Surcharge Laws - Updated For 2025 Merchants and consumers alike should both be aware of the credit card surcharge laws in Minnesota. For businesses, this information will help you stay compliant and avoid any potential fines, fees, or legal...
Credit Card Surcharge Laws by State (2025) There’s a lot of misinformation and conflicting facts about surcharging laws in the United States. In an effort to clarify some of these questions, I’ve compiled the credit card surcharging laws in all 50 states—making it...
North American Bancard Fees, Rate Increases, and Updates - 2025 North American Bancard updates its interchange rates and merchant fees on a regular basis. To keep our readers informed, our team here at Merchant Cost Consulting keeps a close eye on all interchange...
