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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
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Questions? We have answers.
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Referral Program
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Resources
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Case Studies
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Book Consultation
Author:
Matt Rej
New Hampshire Credit Card Surcharge Laws (2025)
May 20, 2025
Credit card surcharging is a topic that affects both merchants and consumers in New Hampshire. Since credit card surcharge laws…
Arizona Credit Card Surcharge Laws (2025)
May 16, 2025
Credit card surcharging is legal in Arizona. AZ follows federal regulations without adding any unique state-specific restrictions, making it one…
Pros and Cons of Surcharging
May 13, 2025
Credit card surcharging continues to be one of the hottest yet most controversial topics in the payment space. My inbox…
Fiserv Credit Card Processing Fees and Updates (2025)
May 11, 2025
FISERV regularly updates its interchange fees for credit and debit card processing. Our team at Merchant Cost Consulting keeps a close…
Heartland (Global Payments): Rate Increases, Fees, and Updates — 2025
May 10, 2025
Our team is constantly on the lookout for notices, important messages, and rate updates for all major credit card processing…
How Flat Rate Credit Card Processing Eats Into Your Profits
May 8, 2025
Flat-rate credit card processing is awful for businesses. Despite its perceived simplicity, this processing model is incredibly expensive. The truth…
Authorize.net Review – Pros, Cons, Pricing, and Alternatives (2025)
May 5, 2025
Auth.net is one of the most popular payment gateways and virtual terminals in the payments space. This is largely due…
EVO Payments Interchange Rates and Fee Updates (2025)
May 4, 2025
If you’re using EVO Payments to process credit and debit card transactions, you need to read and bookmark this resource. …
Maryland Credit Card Surcharge Laws (2025)
May 1, 2025
When it comes to surcharging credit card transactions, Maryland’s laws are pretty straightforward (especially compared to the surcharge laws in…
Payment Processing Industry News — April 2025
April 28, 2025
April has been a wild month in the payments space. Between major merger announcements, product updates, global expansions, and $100M+…
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