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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
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Questions? We have answers.
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Referral Program
Find out how you can earn cash commissions for recommending our services.
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Book Consultation
Author:
Matt Rej
CardConnect Review: Pros, Cons, and Fees (2025)
August 2, 2024
CardConnect is a popular payment processing platform—particularly known for its payment gateway, CardPointe. This in-depth review is based on our…
Payment Processing Industry News — July 2024
July 30, 2024
As we enter the second half of 2024, the payment processing industry continues to evolve with notable changes from major…
OpenEdge Review: Fees and Insights For Payment Processing
July 29, 2024
While OpenEdge offers some positives, like interchange-plus pricing and negotiable rates, our experience has shown they're one of the most…
Texas Surcharge Laws For Credit Card Transactions (2025)
July 26, 2024
There’s a lot of misinformation on the web about the credit card surcharging laws in Texas. Some sources say it’s…
Visa ISA Fee Explained (International Service Assessment)
July 23, 2024
Wondering why some Visa transactions are more expensive to process than others? There are lots of different factors that impact…
Elavon Review: Payment Processing (2025)
July 22, 2024
Elavon is a payment processor and merchant services provider headquartered in Atlanta. It’s a subsidiary of US Bank, and has…
CardConnect Fees and Updates For Payment Processing (2025)
July 20, 2024
Our team here at Merchant Cost Consulting is always monitoring the latest interchange fees from payment processors and card networks…
Chargeback Time Limits For Cardholders and Merchants (Ultimate Guide)
July 19, 2024
Last year the global payments ecosystem had over 238 million chargebacks. This number is expected to reach 337 million by…
What is Buy Now Pay Later (BNPL) and How Does it Work?
July 16, 2024
The concept of Buy Now Pay Later (BNPL) has been around for hundreds of years. It’s a simple way for…
Toast Credit Card Processing – Rate Increases and Updates (2025)
July 15, 2024
Toast is a restaurant POS (point-of-sale) system. In addition to its POS software, Toast also provides payment processing as an…
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