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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
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Questions? We have answers.
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Referral Program
Find out how you can earn cash commissions for recommending our services.
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Author:
Matt Rej
What is the Cheapest Way to Accept Credit Card Payments?
August 14, 2023
Accepting card payments can be costly for many businesses. With average credit card processing fees ranging from 1.70% to 2.50%…
Surcharging vs. Cash Discounts in Credit Card Processing
August 7, 2023
Credit card processing can be expensive for merchants, especially small business owners. If you’re on a tight budget, the fees…
Payment Processing Industry News (July 2023)
July 31, 2023
The month of July has been a busy month in the world of payment processing and fintech. We’ve seen new…
Everything You Need to Know About Liquidated Damages in Payment Processing
July 24, 2023
The term “liquidated damages” is something a merchant never wants to see or hear. Generally speaking, there are two instances…
Acquiring Banks vs Issuing Banks in Credit Card Processing
July 22, 2023
On the surface, credit card processing seems fairly straightforward. A customer buys something from a merchant, and their money ends…
10 Facts About Digital Payments and E-Wallets (2025)
July 20, 2023
Credit card processing, e-wallets, and Digital payment trends are constantly changing. First, it was cash and checks; then, it became…
Chase Payment Solutions Rate Increases, Fees, and Updates (2025)
July 17, 2023
Chase Payment solutions regularly releases process changes and updates related to potential financial impacts for its clients. At Merchant Cost Consulting,…
TMF and MATCH List in Payment Processing – Ultimate Guide
July 15, 2023
Navigating the TMF/MATCH list can feel like a daunting task for merchants. Many businesses don’t even know about the Terminated…
Does Credit History Impact Merchant Account Approval
July 7, 2023
Bad credit can impact your ability to get a loan or a line of credit. But does your credit history…
Early Termination Fees in Payment Processing Explained
June 28, 2023
If you try to close a merchant account, you might be surprised to learn that you owe an early termination…
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