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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Author:
Matt Rej
What is a Payment Service Provider?
March 7, 2023
If you’re reading this right now, there’s a good chance you’re evaluating payment services and payment processing solutions for your…
What is a Virtual Terminal?
March 6, 2023
A virtual terminal is a web-based interface that allows merchants to process credit card payments. It’s a way for businesses…
How Much Does Square Credit Card Processing Cost?
March 3, 2023
Square credit card processing starts at 2.6% + $0.10 per transaction for most businesses. But the exact price you’ll pay…
How Do You Avoid Merchant Fees?
February 6, 2023
Whether you’re selling products or services, expenses are simply a natural part of doing business. But the cost of merchant…
Payment Processing Industry News & Updates (February 2023)
February 2, 2023
Our team at Merchant Cost Consulting always keeps a close eye on the latest news and updates in the world…
Clearent Rate Increases, Fees, and Updates (2025)
January 14, 2023
Like many credit card processors, Clearent is constantly making updates and changing its processing fees. Here at Merchant Cost Consulting,…
How to Lower American Express Merchant Fees
November 17, 2022
American Express processes eight billion transactions per year. If you have a business that accepts Amex credit cards (which you…
Card Payment Industry News and Updates
October 17, 2022
The payment processing world is constantly changing. From new technology to government regulations and brand-specific updates, it seems there’s a…
Level 2 and Level 3 Credit Card Processing
September 21, 2022
We see it on a daily business—most merchants are overpaying for credit card processing. Interchange optimization is a complex subject…
Visa and Mastercard Network Fee Increases, Changes, and Updates
September 2, 2022
Visa and Mastercard are two of the most popular credit card networks worldwide. As a merchant, it’s important for you…
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