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Merchant Services and Credit Card Processing

North American Bancard Payment Processing Rates (2025)

Dec 20, 2024

North American Bancard Fees, Rate Increases, and Updates - 2025 North American Bancard updates its interchange rates and merchant fees on a regular basis. To keep our readers informed, our team here at Merchant Cost Consulting keeps a close eye on all interchange...

Kansas Surcharge Laws (2025)

Dec 17, 2024

Kansas Credit Card Surcharge Laws Credit card surcharge laws in Kansas have changed quite a bit over the years—with the most recent iteration going into effect for January 2025. Whether you’re a consumer who’s worried about being ripped off or you’re a merchant who...

Colorado Credit Card Surcharge Laws (2025)

Dec 16, 2024

Colorado Credit Card Surcharge Laws In recent years, credit card surcharging has been one of the hottest topics in the payments space for merchants and consumers alike. While it’s legal to surcharge credit card transactions in most states (including Colorado),...

Versapay Review: Rates and Insider Take (2024)

Dec 12, 2024

Versapay Review: Rates and Insider Take (2024) Whether you’re thinking of using Versapay for payment processing or you’re a current Versapay customer, this in-depth guide covers insider information that you won’t find anywhere else on the web. Read on to learn more...

Shift4 Payments: Rate Increases, Fees, and Updates (2024)

Dec 8, 2024

Shift4 Payments: Rate Increases, Fees, & Updates (2024) Here at Merchant Cost Consulting, we’re always staying up to date with the latest updates, fees, and rate increases from credit card processors. Below you’ll find the most recent updates for Shift4 Payments....

ISO vs. ISV in Payment Processing: Key Differences Explained

Dec 7, 2024

ISO vs. ISV in Payment Processing: Key Differences Explained ISOs and ISVs both play crucial roles in the payment processing industry. They both work directly with businesses to provide a range of solutions and often a more personalized touch compared to direct...

Fullsteam Review: Pros, Cons, Pricing & Statement Audit (2024)

Dec 6, 2024

Fullsteam Review: Pros, Cons, Pricing & Statement Audit (2024) Whether you’re thinking about using Fullsteam for payment processing or you’re a current Fullsteam customer who’s looking for more information, you’ve come to the right place. We have several clients...

Bank of America Merchant Services – Interchange Rates and Fee Updates (2024)

Dec 3, 2024

Bank of America Merchant Services - Interchange Rates & Fee Updates (2024) Here at Merchant Cost Consulting, we’re always striving to keep our readers and clients informed with noteworthy information in the payments industry. This useful resource is updated...

Mastercard Interchange Rates (2024)

Dec 2, 2024

Mastercard Interchange Rates (2024) Mastercard is one of the four major credit card networks. Each Mastercard transaction processed by a merchant is assessed with specific interchange fees. The rate is based on a wide range of factors. The exact interchange rate paid...

Visa Interchange Rates (2024)

Dec 1, 2024

Visa Interchange Rates (2024) Visa is one of the most commonly accepted credit cards in the globe. Cardholders view Visa as a safe and reliable payment method. Like every major card network, Visa imposes an interchange fee for each transaction paid with a Visa card....