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Merchant Services and Credit Card Processing

PCI Compliance Fees

Jul 12, 2023

The Complete Guide to PCI Compliance Fees (2023) Is a PCI compliance fee another fake fee on your statement or is this a legitimate charge? Answering that question is complicated. But truthfully, it depends. Some credit card processors do not charge a PCI fee at all,...

Does Credit History Impact Merchant Account Approval

Jul 7, 2023

Does Your Credit History Impact Merchant Account Approval? Bad credit can impact your ability to get a loan or a line of credit. But does your credit history matter when you’re applying for a merchant account? Whether you’re thinking of applying for a new merchant...

Visa Chargeback Codes Explained

Jul 5, 2023

Visa Chargeback Reason Codes Explained Visa chargebacks can be a major inconvenience for merchants. It’s even more frustrating if you don’t understand what the chargeback code means. Visa groups its chargeback codes into four main categories—fraud, authorization,...

Early Termination Fees in Payment Processing Explained

Jun 28, 2023

Early Termination Fees in Payment Processing Explained If you try to close a merchant account, you might be surprised to learn that you owe an early termination fee. This is a common cancellation fee in merchant agreement contracts, yet so many business owners...

10 Reasons Why Merchant Account Applications Get Denied

Jun 27, 2023

10 Reasons Why Merchant Account Applications Get Denied Applying for a merchant account is exciting, as it’s a crucial step for accepting payments and processing credit cards. But some merchant account applications get rejected, which can be frustrating and confusing...

Types of Payment Gateways Explained and Compared

Jun 19, 2023

Types of Payment Gateways Explained and Compared Payment gateways connect businesses with payment processors to facilitate online transactions. This is a necessary payment technology for ecommerce websites, as it’s required to accept credit cards, debit cards, and...

Vanco Interchange Rates (Processing Fee Increases and Updates) 2025

Jun 16, 2023

Vanco Interchange Rates (Processing Fee Increases & Updates) 2025 Like all payment processors, Vanco Payments regularly makes changes to its fees and rates. Our team keeps a close eye on these updates to keep our readers informed. Here’s a summary of the latest...

What is a Merchant Account and How Does it Work?

Jun 12, 2023

What is a Merchant Account and How Does it Work? Whether you’re launching a startup or expanding your operation to accept credit cards for the first time, you’ll quickly come across the term “merchant account” during your research. Do you need a merchant account? Can...

What is EMV Compliance? (Ultimate Guide)

Jun 8, 2023

What is EMV Compliance? (Ultimate Guide) EMV compliance is a global technology standard for credit card processing. It helps protect cardholders from fraud while reducing liabilities for merchants that process fraudulent transactions. To become EMV compliant,...

Credit Card Authorization Codes For Payment Processing (Ultimate Guide)

Jun 5, 2023

Credit Authorization Codes For Payment Processing (Ultimate Guide) Authorization codes are a crucial component of credit card processing. Authorization codes help to verify important information about the transaction data, like whether the cardholder has sufficient...