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Credit Card Processing Services & Lowering Fees


Below are some common industries, business types and use cases where Merchant Cost Consulting has lowered credit card fees. However, whether you fit neatly into one of these categories or not, MCC can help lower your business credit card processing fees.

I’ve had a very positive experience working with Merchant Cost Consulting so far. They have been extremely helpful in analyzing our credit card processing rates and fees to find ways to reduce our costs.The team is very knowledgeable about the industry and took the time to thoroughly explain our existing statement and contract. They identified several areas where we could optimize our rates and services to maximize savings. Throughout the process, they have been highly responsive, professional and a pleasure to work with. I would be happy to recommend them based on my interactions so far.

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Jon Glidewell

Regional Manager, Beachcomber Hotel Group

We engaged with Merchant Cost Consulting about 13 months ago. They helped us negotiate our contract with our current merchant service provider, and did a great job. I’d estimate that Merchant Cost Consulting will save us $100,000 in payment processor fees in the 12 months following our new contract with our processor. I’d highly recommend them. They continue to scrutinize our monthly statements to ensure (1) we are receiving stated pricing and (2) our processor is not sneaking in unexplained fees. In addition to the savings, Merchant Cost Consulting’s expertise on these monthly reviews saves us a lot of time internally.
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Controller, ThredUp Inc.
I cannot speak highly enough about MCC - they have helped us save $ tremendously. Both the monthly savings and auditing are by far the most important. The savings that they generate are tremendous but keeping all these vendors honest has been the most rewarding. I know our vendors try to increase the costs every few months. MCC catches that as soon as it happens. MCC Continues to exceed expectations - they have been a great resource for us to help navigate this industry. Very responsive and help with anything we need from a new contract, equipment, pricing etc. As we continue to add new restaurants MCC deals with the vendor to ensure we are receiving the best pricing on both fees and equipment. Once they negotiate and sift through the agreement they simply give us the okay that everything is good to sign. Not sure who you use, We currently utilize Shift4, WorldPay, MiCamp, Toast, Xcharge. On average we save about 20% a month which results in thousands of dollars on a monthly basis.
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Kevin Printz, CEO Frank Pepe Pizzeria Napoletana

Merchant Cost Consulting has been great for us. I'd note that I brought them on at my previous employer about six years ago, then brought them on here at Birdies soon after I joined. So, that's recommendation enough!

In addition, they have been great at negotiating with our processors, both when we first brought MCC on and then as our volume grew and we had more negotiating power. They audit monthly transactions closely to ensure actual pricing is in line with negotiated rates and they can provide some market analysis on which payment processors you aren't currently using, but should maybe consider.

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Sean Scanlon

VP Finance & Operations, Birdies

We were very pleased with MCC's service. They were very professional and a pleasure to work with. They patiently helped us navigate through the confusing new banking world with seemingly endless fees. As a result of their services, we were able to reduce our bank fees by over $120K per year and helped open our eyes to the many other fees we were getting charged with. Now we are actively pursuing more ways to reduce our fees for even more savings. I highly recommend MCC's service to any client that has banking relations. It’s literally a win-win situation…you only get paid if we get paid (via savings)!
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Thomas Wishard, CPA MBA, Vice President and Corporate Controller Penn Foster
I would like to thank the team at Merchant Cost Consulting. We have been working with them for close to a year now, and they have been able to save us a considerable amount of money on our credit card processing. The process of onboarding their services was seamless...very easy and straightforward. Glad we made the decision to partner with Merchant Cost Consulting.
ReloTrans
Frank Peditto President, ReloTrans
It’s beyond me why every business isn’t using this service. I’m not a paid shill here but someone who has done business in multiple settings and always taken advantage of by the credit card companies. My last salesman saved me a huge amount from the one before and assured me we were at the lowest fees available. I thought that was true, I mean come on, my salesman told me so and who doesn’t trust their credit card salesman. Well there was a lot more room for deductions as I found out when Merchant Cost Consulting started negotiating with my Merchant provider. I thought, because I was stuck with a long contract I couldn’t get the much better prices that some of the new providers are delivering. I was wrong! Staying with my current provider I now have very competitive rates. Best yet, they get paid monthly to save me the most they can, so they’re watching my account so they can make more money — win, win.
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Matt Van Wormer CEO, Info LTD
Merchant Cost Consulting (MCC) is worth every cent spent! As a veterinarian office, we are limited on the software we can use. Luckily, MCC can work with any platform so we didn’t have to switch to different software. We realized an immediate savings once we signed up with MCC, but what is even better is the service after the sale. How many companies can you say that about? They consistently monitor our account and keep our payment processor honest. I was recently notified of an increase that had been implemented by our payment processor that MCC caught, corrected, and had a reimbursement check cut! Again, it’s the service after the initial sale that matters. I would (and have) recommend MCC to anyone!
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David La Borde Finance Manager, The Country Vet PC
Using Merchant Cost Consulting was one of the easiest business decisions I have made! It’s really a no-brainer. They have cut my merchant service costs in half! It was very easy to implement. I couldn’t be more pleased and I am telling all my colleagues about them. I highly recommend giving them a call to see how they can help you!
Golden Home Fitness
William Thorpe President, Golden Home Fitness
Have been working with them for three months. I can honestly say it is the first time in 20 years of dealing with merchant services I finally feel at ease knowing this company has got my back. What are you waiting for...Give them a call and see what they can do for you.
R & R Bayview Resort
Lorena DeJoode President, R & R Bayview Resort
I found Merchant Cost Consulting while searching for ways to lower the credit card processing fees for my Auto repair business. I did not want to go through the hassle of switching processors. After speaking with MCC, I was confident they could help me and I signed up with them. MCC did exactly what they told me and got my current processor to lower my rates. I had tried this on my own several times with no success. These guys know what they are doing. I would recommend their services to any business that is accepting credit cards.
Adams Automotive
Noel Adams Owner, Adams Automotive
Signing on with Merchant Cost Consulting has easily been one of the wisest business decisions we’ve made in the past year. MCC is professional, responsive, and highly knowledgeable. Our merchant fees have decreased appreciably and the peace of mind we have gained is priceless. A+++
European Auto Ltd
Nancy Sylvester Owner, European Auto Ltd.
We have been working with MCC for over a year now. MCC negotiated much better terms with our credit card processor and we have saved thousands of dollars in fees. All this with no effort on our part—we provided them with some background and they took it from there! Very seamless!
North Shore Pool Supply
Chris Callanan Owner, North Shore Pool Supply
Merchant Cost Consulting did an exceptional job that will result in tens of thousands of dollars of savings annually. The process was simple from beginning to end and only required about 15 minutes of my time. I would highly recommend the Merchant Cost Consulting team!
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Jeff Digati, Finance Manager Claffey Pools

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