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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
FAQ
Questions? We have answers.
Contact
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Referral Program
Find out how you can earn cash commissions for recommending our services.
Resources
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Case Studies
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Book Consultation
Book Consultation
Author:
Matt Rej
Missouri Credit Card Surcharge Laws (2025)
November 7, 2025
If you’re running a business in Missouri and wondering whether you can legally add a surcharge fee to credit card…
Amex Support Fee (Shift4) – Legit or Junk?
November 6, 2025
If Shift4 is your payment processor and your business accepts American Express cards, there’s a good chance you’ve got an…
Dentrix Payment Processing Review (2025)
November 5, 2025
Dentrix is one of the most widely used dental practice management software platforms in the US, and it’s trusted by…
Stop Overpaying for High Risk Credit Card Processing
November 4, 2025
High risk credit card processing costs more than basic payment processing. But just because you have a high risk merchant…
Alabama Credit Card Surcharge Laws (2025)
November 3, 2025
Whether you’re running a business in Alabama or you’re a local customer, understanding the state’s surcharging laws is a must.…
Shift4 Payments: Rate Increases, Fees, and Updates (2025)
November 2, 2025
Here at Merchant Cost Consulting, we’re always staying up to date with the latest updates, fees, and rate increases from…
Visa/Mastercard Interchange Fee Settlement: Everything You Need to Know
November 1, 2025
Disclosure: This page is for informational purposes only and is NOT legal advice. We are just presenting facts associated with…
Heartland Payment Systems (Global Payments) Review (2025)
October 31, 2025
Heartland Payment Systems is officially transitioning to the Global Payments brand. Originally founded in 1997, Heartland was acquired by Global…
North (American Bancard) Payment Processing Rates – 2025
October 30, 2025
North (formerly North American Bancard) updates its interchange rates and merchant fees on a regular basis. To keep our readers…
Payment Processing Industry News — October 2025
October 28, 2025
October typically has significant updates in the payment processing space, especially from the card brands. In addition to changes at…
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