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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
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We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
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Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Category:
Credit Card Merchant Fees
Interchange Downgrades & How to Avoid Them
August 16, 2025
If your business accepts credit cards, you probably have a basic understanding of interchange fees. Interchange rates are set by…
Risk Assessment Fees in Payment Processing Explained
August 15, 2025
If you’ve spotted a Risk Assessment Fee on your merchant statement, you’re right to question it. Processors have been adding…
Monthly Minimum Fees in Payment Processing Explained
August 11, 2025
Monthly minimum fees can be confusing for merchants because they may not be applied on every statement. Unlike other charges…
Chase Payment Solutions Rate Increases, Fees, and Updates (2025)
August 10, 2025
Chase Payment solutions regularly releases process changes and updates related to potential financial impacts for its clients. At Merchant Cost Consulting,…
Shift4 Payments: Rate Increases, Fees, and Updates (2025)
August 5, 2025
Here at Merchant Cost Consulting, we’re always staying up to date with the latest updates, fees, and rate increases from…
Settlement Funding Fee – Legit or Junk? (Payment Processing)
August 4, 2025
If you’re reading your merchant processing statement and spot a Settlement Funding Fee, it’s a red flag, and this post…
Heartland (Global Payments): Rate Increases, Fees, and Updates — 2025
August 2, 2025
Our team is constantly on the lookout for notices, important messages, and rate updates for all major credit card processing…
Rectangle Health Rate Increases, Fees, and Updates (2025)
July 22, 2025
Rectangle Health regularly sends notices to its customers regarding new rate increases, updates, and changes to credit card processing pricing. …
Visa Interchange Rates (2025)
July 5, 2025
Visa is one of the most commonly accepted credit cards in the globe. Cardholders view Visa as a safe and…
Visa Non-Qualified Consumer Credit Fee Explained
July 2, 2025
Seeing any “non-qualified” charge on your processing statement usually indicates you’re paying more than you should for those transactions. The…
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