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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Credit Card Merchant Fees
Mastercard International Assessment Fees (Legit vs. Junk)
March 22, 2026
If your business processes any foreign-issued Mastercard payments, the network will charge your processor extra assessment fees that will ultimately…
What is Elavon’s Monthly Billing Fee? (and How to Lower It)
March 19, 2026
If your business uses Elavon for credit card processing, your merchant agreement is likely set up on “monthly billing” by…
How Processor Increases Hide Behind Interchange Updates
March 16, 2026
April is right around the corner, which is when major interchange updates from card networks like Visa and Mastercard typically…
International Card Handling Fees Cost More Than You Think
March 11, 2026
If you’re using Elavon as your payment processor and you’ve accepted a foreign-issued credit card, there’s a good chance you’ve…
Global Payments Rate Increases, Fees, and Updates (2026)
March 8, 2026
Global Payments Integrated regularly sends notices related to fee increases and other important statements to customers. Our team here at…
Elavon Fees Merchants Need to Watch Out For
March 2, 2026
Elavon is actually a fairly decent payment processor, and they aren’t nearly as egregious as other providers in terms of…
How Your Business Type Affects Merchant Services Fees
February 5, 2026
On the surface, I think we can agree that every business should not be paying the same rate on credit…
True Costs of Per-Item & Per-Transaction Fees for Merchants
February 3, 2026
Most payment processors mark up every credit and debit card sale with two components: When combined, you're paying 0.15% +…
Shift4 Payments: Rate Increases, Fees, and Updates (2026)
January 29, 2026
Here at Merchant Cost Consulting, we’re always staying up to date with the latest updates, fees, and rate increases from…
Network Security & Compliance Merchant Fee: Legit or Junk?
January 26, 2026
If you’ve spotted a Network Security & Compliance Fee on your monthly merchant statement, it’s normal to question it and…
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