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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Book Consultation
Category:
Credit Card Merchant Fees
Visa Zero Dollar Verification Fee Explained
December 11, 2025
When reviewing your credit card processing statements, it can be tough to figure out which fees are legitimate network charges…
How Much Are Merchant Account Fees?
December 10, 2025
Whether you’re shopping for a merchant account or reviewing your current payment processing fees, it’s natural to wonder how much…
The Truth About Annual Fees in Payment Processing
December 4, 2025
If you just received a notice about an annual fee from your credit card processor, you’re not alone. December is…
Global Payments Rate Increases, Fees, and Updates (2026)
November 30, 2025
Global Payments Integrated regularly sends notices related to fee increases and other important statements to customers. Our team here at…
TSYS Credit Card Processing Fees and Rate Increases
November 27, 2025
This is the beginning of a new era to reveal how credit card processing companies are adding hidden fees, downgrading…
Pass Through Fees in Credit Card Processing: Ultimate Guide
November 22, 2025
Pass-through fees are a significant part of payment processing, and the majority of your merchant processing costs come directly from…
TSYS Transaction Network Access Fee – Legit or Junk?
November 20, 2025
If TSYS is your payment processor and you see a Transaction Network Access Fee on your monthly statement, you’re being…
OpenEdge Check Fees: What They Are and How to Lower Them
November 15, 2025
If you’re using Global Payments or OpenEdge as your payment processor, you’ve likely noticed lots of questionable charges and line…
Amex Support Fee (Shift4) – Legit or Junk?
November 6, 2025
If Shift4 is your payment processor and your business accepts American Express cards, there’s a good chance you’ve got an…
Shift4 Payments: Rate Increases, Fees, and Updates (2026)
November 2, 2025
Here at Merchant Cost Consulting, we’re always staying up to date with the latest updates, fees, and rate increases from…
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