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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
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We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Category:
Credit Card Merchant Fees
Amex Support Fee (Shift4) – Legit or Junk?
November 6, 2025
If Shift4 is your payment processor and your business accepts American Express cards, there’s a good chance you’ve got an…
Shift4 Payments: Rate Increases, Fees, and Updates (2025)
November 2, 2025
Here at Merchant Cost Consulting, we’re always staying up to date with the latest updates, fees, and rate increases from…
North (American Bancard) Payment Processing Rates – 2025
October 30, 2025
North (formerly North American Bancard) updates its interchange rates and merchant fees on a regular basis. To keep our readers…
Global VPN Fee – Legit or Junk? (Payment Processing)
October 27, 2025
If you’ve spotted a Global VPN Fee on your merchant statement, you have a good reason to question it. This…
Wells Fargo Merchant Services Rates and Updates (2025)
October 25, 2025
If you’re using Wells Fargo Merchant Services to process payments for your business, you can use this page to stay…
Mastercard Transaction Processing Excellence Fee Program
October 21, 2025
If you’re looking through your monthly processing statement and notice line items related to Mastercard’s Transaction Processing Excellence Fee (or…
Visa Interchange Rates (2025)
October 17, 2025
Visa is one of the most commonly accepted credit cards in the globe. Cardholders view Visa as a safe and…
Mastercard Interchange Rates (2025)
October 11, 2025
Mastercard is one of the four major credit card networks. Each Mastercard transaction processed by a merchant is assessed with…
Analytics Reputation Management Fee – Legit or Junk?
October 6, 2025
If your business processes credit cards through Global Payments or one of Global’s subsidiaries, there’s a good chance you’ve seen…
Fiserv Credit Card Processing Fees and Updates (2025)
October 4, 2025
FISERV regularly updates its interchange fees for credit and debit card processing. Our team at Merchant Cost Consulting keeps a close…
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