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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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Leadership
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Referral Program
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Book Consultation
Payment Processing
Should You Use Multiple Payment Processors?
December 1, 2025
No, most businesses should NOT be using multiple payment processors. Anyone who tells you otherwise is likely trying to sell…
Credit Card Surcharge Laws by State (Updated For 2026)
November 26, 2025
There’s a lot of misinformation and conflicting facts about surcharging laws in the United States. In an effort to clarify…
Alaska Credit Card Surcharge Laws (2026)
November 25, 2025
Alaska doesn’t have any state laws that prohibit or regulate credit card surcharges, making it one of the most straightforward…
Wyoming Credit Card Surcharge Laws (2026)
November 18, 2025
Surcharging trends are sweeping the nation, and it’s become one of the most frequent topics our team gets questions about…
South Carolina Surcharge Laws (2026)
November 16, 2025
Whether you’re thinking about surcharging your customers in South Carolina or you’re a consumer in South Carolina who doesn’t want…
Missouri Credit Card Surcharge Laws (2026)
November 7, 2025
If you’re running a business in Missouri and wondering whether you can legally add a surcharge fee to credit card…
Understanding Mastercard’s Undefined Authorizations
October 24, 2025
If you’ve been hit with Mastercard’s Undefined Authorization Fee or Undefined Authorization Not Allowed TPE penalty, you’re not alone. This…
Visa Interchange Rates (2026)
October 17, 2025
Visa is one of the most commonly accepted credit cards in the globe. Cardholders view Visa as a safe and…
Why You Should Never Switch Payment Processors
October 13, 2025
With payment processing fees continuing to rise, many businesses think switching processors is the fastest way to cut costs. On…
Mastercard Interchange Rates (2026)
October 11, 2025
Mastercard is one of the four major credit card networks. Each Mastercard transaction processed by a merchant is assessed with…
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