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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Book Consultation
Payment Processing
Can Businesses Accept P2P Payments? (Venmo, Zelle, Cash App)
August 7, 2024
P2P payment providers like Venmo, Zelle, and Cash App make it easy for individuals to send and receive money for…
Texas Surcharge Rules For Credit Card Transactions
July 26, 2024
There’s a lot of misinformation on the web about the credit card surcharging laws in Texas. Some sources say it’s…
CardConnect Fees and Updates For Payment Processing
July 20, 2024
Our team here at Merchant Cost Consulting is always monitoring the latest interchange fees from payment processors and card networks…
Chargeback Time Limits For Cardholders and Merchants (Ultimate Guide)
July 19, 2024
Last year the global payments ecosystem had over 238 million chargebacks. This number is expected to reach 337 million by…
What is Buy Now Pay Later (BNPL) and How Does it Work?
July 16, 2024
The concept of Buy Now Pay Later (BNPL) has been around for hundreds of years. It’s a simple way for…
What is an Aggregated Merchant Account?
June 24, 2024
Finding the right payment processor that allows your business to accept card payments is one of the most important decisions…
Payment Processing Terms: A Quick Reference Guide
June 10, 2024
Automated Clearing House (ACH): The primary electronic payment network for transferring funds between financial institutions in the United States. ACH…
Everything You Need to Know About Payment Reversals (and How to Avoid Them)
May 6, 2024
Payment reversals can be a nightmare for any merchant. Not only do they lead to lost revenue, but they can…
9 Signs You’re Overpaying For Credit Card Processing
April 3, 2024
The cost of accepting credit card payments is higher than most people realize. Depending on your volume, you could be…
How to Find Your Merchant ID in PayPal
March 25, 2024
If you’re using PayPal to sell goods and services or collect payments for your business, some instances may arise when…
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