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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
FAQ
Questions? We have answers.
Contact
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Referral Program
Find out how you can earn cash commissions for recommending our services.
Resources
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Case Studies
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Book Consultation
Book Consultation
Category:
Payment Processing
Payment Processing Industry News – October 2023
October 27, 2023
Beyond helping companies save money on credit card processing, our team here at Merchant Cost Consulting is constantly keeping our…
Top 11 Hidden Fees in Payment Processing
October 20, 2023
Credit card processing fees are simply part of doing business in the modern era. If you want to provide your…
Credit Card Authorization Explained
October 14, 2023
Credit card authorization is required for every credit and debit card purchase. So if you’re a business that accepts credit…
Most Common Interchange Downgrades
October 9, 2023
If your business accepts credit cards, you probably have a basic understanding of interchange fees and rates. Interchange rates are…
Card Present vs. Card Not Present Transactions
September 19, 2023
On the surface, the difference between “card-present” transactions and “card-not-present” transactions may seem obvious—the card was either present when the…
15 Reasons Credit Cards Get Declined
September 6, 2023
If your business accepts credit cards, you’re going to process some transactions that get declined. But understanding why credit cards…
How Recurring Payments Affect Credit Card Processing Rates
August 23, 2023
Setting up recurring payments has become a popular and profitable way for businesses across multiple industries to generate ongoing revenue. …
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