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Merchant Services and Credit Card Processing

Mastercard Interchange Rates (2025)

Dec 2, 2024

Mastercard Interchange Rates (2025) Mastercard is one of the four major credit card networks. Each Mastercard transaction processed by a merchant is assessed with specific interchange fees. The rate is based on a wide range of factors. The exact interchange rate paid...

Visa Interchange Rates (2025)

Dec 1, 2024

Visa Interchange Rates (2025) Visa is one of the most commonly accepted credit cards in the globe. Cardholders view Visa as a safe and reliable payment method. Like every major card network, Visa imposes an interchange fee for each transaction paid with a Visa card....

Payment Processing Industry News — November 2024

Nov 26, 2024

Payment Processing Industry News — November 2024 To help you keep pace with the latest news in the payments space, I’ve compiled a monthly roundup of the latest headlines. Here’s what’s happening this month: Processor Rate Increases Three major processors announced...

PayPal Review For Credit Card Processing (2025)

Nov 23, 2024

PayPal Review Considering using PayPal or switching to PayPal to process credit card transactions for your business? Read this first. As a merchant consultant, we have years of experience dealing with PayPal on behalf of clients. So we know when it works best or when...

PNC Merchant Services Review: Pros, Cons, and Fees (2025)

Nov 20, 2024

PNC Merchant Services Review Pittsburgh-based PNC Bank has long-standing roots dating back to the 1860s. Today, it’s the sixth-largest bank in the US based on total assets and has roughly 2,500 branches across 28 states. In addition to its traditional baking solutions...

Fiserv Credit Card Processing Fees and Updates (2025)

Nov 18, 2024

Fiserv Credit Card Processing Fees & Updates (2025) FISERV regularly updates its interchange fees for credit and debit card processing. Our team at Merchant Cost Consulting keeps a close eye on those updates and publishes them for our readers to stay informed, so...

Square vs Merchant Account: Key Differences Explained

Nov 14, 2024

Square vs Merchant Account: Key Differences Explained Businesses have several different options to consider when evaluating ways to accept credit card payments. Square is one of those options that I’m sure you’ve heard of (since you landed here), and it has exploded...

Tennessee Surcharge Laws (2025)

Nov 13, 2024

Tennessee Credit Card Surcharge Laws Wondering if you can legally impose a surcharge fee on credit card transactions in Tennessee? You’ve come to the right place. Whether you’re a merchant who wants to pass fees to your customers or you’re a consumer in Tennessee...

Adyen Review: Payment Processing Fees and Insider Take (2025)

Nov 12, 2024

Adyen Review: Payment Processing Fees and Insider Take (2025) Adyen is a Dutch-based payment processor that was founded in 2006. They provide a wide range of payment solutions to businesses worldwide—powered by some of the best technology on the market today. We have...

15 Signs of Credit Card Fraud for Merchants (With Examples)

Nov 10, 2024

15 Signs of Credit Card Fraud for Merchants (With Examples) Credit card fraud has become a serious problem for businesses. While a consumer can simply contact the credit card company, dispute the charge, and get their money back, merchants are often left holding the...