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Merchant Services and Credit Card Processing

CardConnect Review: Pros, Cons, and Fees (2025)

Aug 2, 2024

CardConnect Payment Processing Review CardConnect is a popular payment processing platform—particularly known for its payment gateway, CardPointe. This in-depth review is based on our personal experience with CardConnect. We have several clients using CardConnect to...

Payment Processing Industry News — July 2024

Jul 30, 2024

July 2024 Payments News Roundup As we enter the second half of 2024, the payment processing industry continues to evolve with notable changes from major players. This month's roundup covers significant rate increases from Toast, Worldpay, and Lightspeed—potentially...

OpenEdge Review: Fees and Insights For Payment Processing

Jul 29, 2024

OpenEdge Review (2024) While OpenEdge offers some positives, like interchange-plus pricing and negotiable rates, our experience has shown they're one of the most expensive processors in the market, with some questionable billing tactics. This review dives deep into...

Texas Surcharge Laws For Credit Card Transactions (2025)

Jul 26, 2024

Texas Surcharging Laws There’s a lot of misinformation on the web about the credit card surcharging laws in Texas. Some sources say it’s legal, while others say it’s illegal. Whether you’re a merchant or consumer, these types of contradictory statements can be...

Visa ISA Fee Explained (International Service Assessment)

Jul 23, 2024

Visa ISA Fee Explained (International Service Assessment) Wondering why some Visa transactions are more expensive to process than others? There are lots of different factors that impact your Visa interchange rates—including the specific type of Visa card and the...

Elavon Review: Payment Processing (2025)

Jul 22, 2024

Elavon Review Elavon is a payment processor and merchant services provider headquartered in Atlanta. It’s a subsidiary of US Bank, and has over 30+ years of experience in the processing space. Currently, Elavon processes about $558 billion per year from merchants...

CardConnect Fees and Updates For Payment Processing (2025)

Jul 20, 2024

CardConnect Fees and Updates For Payment Processing Our team here at Merchant Cost Consulting is always monitoring the latest interchange fees from payment processors and card networks industry-wide. Read on to learn more about CardConnect’s fees, rate increases, and...

Chargeback Time Limits For Cardholders and Merchants (Ultimate Guide)

Jul 19, 2024

Chargeback Time Limits For Cardholders and Merchants (Ultimate Guide) Last year the global payments ecosystem had over 238 million chargebacks. This number is expected to reach 337 million by 2026, which is a 42% increase in just three years. Studies also found that...

What is Buy Now Pay Later (BNPL) and How Does it Work?

Jul 16, 2024

What is Buy Now, Pay Later (BNPL) and How Does it Work? The concept of Buy Now Pay Later (BNPL) has been around for hundreds of years. It’s a simple way for people to purchase expensive items and pay for them over time on an installment plan. These early forms of...

Toast Credit Card Processing – Rate Increases and Updates (2025)

Jul 15, 2024

Toast Credit Card Processing - Rate Increases and Updates (2025) Toast is a restaurant POS (point-of-sale) system. In addition to its POS software, Toast also provides payment processing as an integrated solution with its platform. If you're using Toast for payment...