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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
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Questions? We have answers.
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Referral Program
Find out how you can earn cash commissions for recommending our services.
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Case Studies
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Book Consultation
Author:
Matt Rej
Visa FANF Fee Explained (2025)
April 18, 2024
Credit card processing statements are tough to understand, especially to the untrained eye. But if you noticed a Visa FANF…
Biggest Credit Card Scams to Look Out For in 2025
April 8, 2024
Credit card scams continue getting more and more sophisticated every year. In fact, there’s a 46% year-over-year increase in fraudulent…
9 Signs You’re Overpaying For Credit Card Processing
April 3, 2024
The cost of accepting credit card payments is higher than most people realize. Depending on your volume, you could be…
Payment Processing Industry News – March 2024
March 27, 2024
Our team here at Merchant Cost Consulting is always keeping our finger on the pulse in the payments world. Whether…
Charge Card vs. Credit Card: What’s the Difference?
March 27, 2024
The terms “charge card” and “credit card” are often used interchangeably, but they are not the same. This is a…
How to Find Your Merchant ID in PayPal
March 25, 2024
If you’re using PayPal to sell goods and services or collect payments for your business, some instances may arise when…
How Long Do You Have to Dispute a Credit Card Charge?
March 21, 2024
The Quick Answer: Under US federal law, consumers can legally dispute a credit card charge within 60 days of the…
11 Valid Reasons to Dispute a Credit Card Charge
March 20, 2024
When an unrecognized charge appears on a credit card statement, cardholders have the right to dispute it. But distinguishing between…
What is an Issuing Bank?
March 17, 2024
The Quick Answer: An issuing bank is a financial institution that issues credit or debit cards to consumers. Also known…
12 Ways to Accept Online Payments in 2025
February 26, 2024
Getting paid online isn’t as difficult today as it was in the past. In fact, it’s pretty straightforward and easy…
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