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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Book Consultation
Author:
Matt Rej
Payment Processing Industry News – October 2023
October 27, 2023
Beyond helping companies save money on credit card processing, our team here at Merchant Cost Consulting is constantly keeping our…
Who Pays for Credit Card Fraud?
October 23, 2023
More than 65% of all credit card holders have fallen victim to fraud at one point in their lives. Credit…
Top 11 Hidden Fees in Payment Processing
October 20, 2023
Credit card processing fees are simply part of doing business in the modern era. If you want to provide your…
Beginner’s Guide to Credit Card Surcharging
October 18, 2023
Surcharging has been a hot topic lately for consumers and merchants alike. Some small business owners implement a surcharge to…
Credit Card Assessment Fees Explained
October 17, 2023
Credit card merchant fees are always changing. As a business, it’s important to understand how all credit card merchant fees…
Credit Card Authorization Explained
October 14, 2023
Credit card authorization is required for every credit and debit card purchase. So if you’re a business that accepts credit…
Most Common Interchange Downgrades
October 9, 2023
If your business accepts credit cards, you probably have a basic understanding of interchange fees and rates. Interchange rates are…
What is Interchange Plus Pricing?
October 5, 2023
Interchange plus pricing is commonly used by credit card processors to determine the per-transaction rates paid by merchants. But it’s…
Card Present vs. Card Not Present Transactions
September 19, 2023
On the surface, the difference between “card-present” transactions and “card-not-present” transactions may seem obvious—the card was either present when the…
ACH Return Codes Explained
September 18, 2023
ACH return codes identify why the bank or ACH operator returned an ACH payment. Every ACH code begins with the…
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