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How it works
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We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Credit Card Processing
Mastercard International Assessment Fees (Legit vs. Junk)
March 22, 2026
If your business processes any foreign-issued Mastercard payments, the network will charge your processor extra assessment fees that will ultimately…
Visa Digital Commerce Service Fee Explained
March 21, 2026
Visa just announced major changes to its Digital Commerce Service Fee for April 2026 and April 2027, including higher rates…
What is Elavon’s Monthly Billing Fee? (and How to Lower It)
March 19, 2026
If your business uses Elavon for credit card processing, your merchant agreement is likely set up on “monthly billing” by…
How Processor Increases Hide Behind Interchange Updates
March 16, 2026
April is right around the corner, which is when major interchange updates from card networks like Visa and Mastercard typically…
Mastercard First Party Trust Program Explained
March 14, 2026
Any merchant that processes card-not-present (CNP) transactions needs to be aware of Mastercard’s First Party Trust Program. It’s crucial for…
International Card Handling Fees Cost More Than You Think
March 11, 2026
If you’re using Elavon as your payment processor and you’ve accepted a foreign-issued credit card, there’s a good chance you’ve…
Visa Compelling Evidence 3.0 Merchant Guide (CE3.0)
March 10, 2026
Chargebacks and consumer disputes have always been tilted in favor of the cardholder. But Visa’s new Compelling Evidence 3.0 (CE3.0)…
Global Payments Rate Increases, Fees, and Updates (2026)
March 8, 2026
Global Payments Integrated regularly sends notices related to fee increases and other important statements to customers. Our team here at…
Can You Use Credit Card Terminal With Another Processor?
March 7, 2026
Credit card terminals aren’t cheap. Even low-end credit card machines can start around a few hundred dollars, and for businesses…
Shift4 Simple Change Pricing Breakdown & Why it Costs More
March 4, 2026
Simple isn’t always better. And with Shift4’s “Simple Change” pricing, it’s definitely not cheaper. Shift4 is actually a decent processor…
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