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How it works
Review
We analyze your statements for free.
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We negotiate directly with your processor.
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We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Automotive
Dealerships, repair shops, suppliers, and more.
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Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
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High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
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Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
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City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Category:
Credit Card Processing
Analytics Reputation Management Fee – Legit or Junk?
October 6, 2025
If your business processes credit cards through Global Payments or one of Global’s subsidiaries, there’s a good chance you’ve seen…
Kentucky Credit Card Surcharge Laws (2025)
October 5, 2025
It’s no secret that credit card processing fees can take a significant bite out of your profit margins. One local…
Fiserv Credit Card Processing Fees and Updates (2025)
October 4, 2025
FISERV regularly updates its interchange fees for credit and debit card processing. Our team at Merchant Cost Consulting keeps a close…
How Are Interchange Rates Calculated? (With Examples)
October 1, 2025
US businesses paid a record $187.2 billion in processing fees last year, with interchange fees accounting for roughly 80-90% of…
North Carolina Surcharge Laws (Updated With New 2025 Bill)
September 30, 2025
North Carolina’s current credit card surcharge laws are relatively straightforward compared to other states. But that could be changing in…
What is a Rolling Reserve in Payment Processing?
September 28, 2025
If you’re new to accepting credit cards or you’re shopping around for different processors, you might come across the term…
Washington State Credit Card Surcharge Laws (2025)
September 27, 2025
Credit card surcharging is one of those topics that can get confusing pretty quickly. Between state laws, federal rules, and…
Random Fees on Merchant Processing Statement? What to Do
September 24, 2025
Trying to make sense of your credit card processing statement can be frustrating. Between the industry jargon, multiple pages of…
Government & Public Sector Payment Processing Savings Tips
September 23, 2025
Did you know that state and local governments qualify for lower interchange rates? In fact, government MCC codes have some…
Worldpay Rate Increases, Fees, and Updates (2025)
September 21, 2025
Worldpay commonly sends notices to customers about new processing rate increases, changes, and noteworthy updates. Here at Merchant Cost Consulting, we…
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