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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Credit Card Processing
High Merchant Satisfaction Scores Don’t Always Mean Fair Rates
April 25, 2026
I recently came across JD Power’s 2026 Merchant Satisfaction Study, and the results genuinely surprised me. The top-ranked processors aren’t…
10 Risks of Switching Credit Card Processors
April 24, 2026
Lots of merchants consider switching payment processors for a variety of reasons: Regardless of the reason, switching providers may initially…
Elavon Non-Qualified Volume Fee Explained and How to Remove It
April 21, 2026
If your business uses Elavon for credit card processing and you see any variation of OTHR NQ VOL FEE on…
9 Merchant Fees That Sound Legit But Aren’t
April 19, 2026
Payment processors are really good at inventing fees designed to go unquestioned. When slipped into a multi-page statement with hundreds…
Discover Interchange Rates (2026 Update)
April 18, 2026
Unlike Visa and Mastercard, Discover doesn't publicly disclose its interchange rates online. You’ll hit a login wall if you try…
Shift4 Daily vs. Monthly Billing: Fees and Options Compared
April 14, 2026
Does your business process payments through Shift4? If so, you’ve likely noticed a line item that’s becoming more expensive: the…
North (American Bancard) Payment Processing Rates – 2026
April 12, 2026
North (formerly North American Bancard) updates its interchange rates and merchant fees on a regular basis. To keep our readers…
7 Shift4 Fees Quietly Costing Merchants Thousands
April 8, 2026
Shift4 is a decent payment processor. If your business uses them to accept credit cards, the transaction process is likely…
11 Negotiation Levers to Lower Processing Rates
April 7, 2026
Negotiating the best rate with your payment processor doesn’t end after your initial contract is signed. It’s something you should…
Fullsteam Payments Rate Increases and Updates (2026)
April 5, 2026
Fullsteam Payments regularly updates its rates and fees for merchants. In an effort to keep pace with these constant changes,…
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