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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Credit Card Processing
Mastercard Specialty Merchant Registration Program & Fees
September 19, 2026
Mastercard treats certain high-risk businesses as “specialty merchants.” If you fall into that category, Mastercard requires you to register for…
How Much Can You Really Save With Interchange Plus?
September 17, 2026
Businesses on flat-rate payment processing tend to like its simplicity. You know exactly what you’re paying for each transaction, so…
Hidden Cost of Accepting QR Code Payments
September 16, 2026
QR code payment acceptance may seem convenient or tech-forward. But that’s not the real reason why your processor is trying…
Processing Rate Not on Merchant Statement? Here’s What to Do
September 14, 2026
If you’re reviewing your monthly merchant statement and can’t seem to find your credit card processing rate anywhere, you may…
Visa CEDP Error Codes Explained and Categorized
September 12, 2026
Unlike credit card decline codes, Visa CEDP errors aren’t displayed to the merchant during the sale. Transactions get processed, and…
Dangers of Auto Enrollment Fees in Payment Processing
September 8, 2026
There’s a decent chance your merchant statement has a line on it for a program that you never agreed to…
Check Statements for Digital Commerce Fee Adjustments
August 26, 2026
If your business ran any card-not-present volume this spring, there’s a line item worth scrutinizing on your statements right now.…
Amex Direct Merchant Processing Statement Audit
August 25, 2026
If American Express bills you directly for credit card processing, it means you're on an Amex Direct agreement. This structure…
How Toast’s US Adyen Deal Affects Restaurant Processing
August 22, 2026
Toast and Adyen have been working together internationally since 2021. But on August 10, 2026, Adyen announced that their partnership…
A Closer Look at Fiserv’s New Merchant Statements
August 19, 2026
Fiserv’s merchant statements have gotten a facelift. We’ve started seeing the redesigned statement format rolled out to accounts directly from…
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