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How it works
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We analyze your statements for free.
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We negotiate directly with your processor.
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Find out exactly what merchant consultants actually do.
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High Risk Processing, Property Management, International Businesses.
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Credit Card Merchant Fees
Debit Card Interchange Cap Ruled Unlawful: What Happens Next?
October 27, 2026
On October 26, 2026, a federal appeals court ruled that the current debit card swipe fee cap is unlawful. The…
Visa Cuts Interchange Rates in Canada
October 26, 2026
Some merchants in Canada can now qualify for lower interchange rates on select Visa transactions. That’s not quite the same…
Fullsteam Payments Rate Increases and Updates (2026)
October 22, 2026
Fullsteam Payments regularly updates its rates and fees for merchants. In an effort to keep pace with these constant changes,…
North (American Bancard) Payment Processing Rates – 2026
October 15, 2026
North (formerly North American Bancard) updates its interchange rates and merchant fees on a regular basis. To keep our readers…
Small Ticket Per-Item Fees Add Up Quickly
October 9, 2026
Percentages and basis points typically dominate the conversation when you’re negotiating credit card processing fees and comparing rates between providers. …
Fiserv Error Results in 43% Effective Rate
October 7, 2026
I’ve reviewed a lot of merchant statements over the years, but this one is near the top of the list…
Why Low Discount Rates Can Still Mean High Effective Rate
October 6, 2026
Merchants who negotiate a cheap discount rate on credit card processing aren’t always getting a good deal. Because the discount…
Yes, Your Chargeback Fee is Negotiable
October 5, 2026
If you saw a $25 chargeback fee on last month’s processing statement, it’s nothing to lose sleep over. That’s just…
Lightspeed Processing Rates, Increases, and Updates (2026)
October 4, 2026
As always, our team here at MCC aims to keep our readers informed about the latest news in the payments…
What High-Volume Credit Card Processing Pricing Looks Like
September 30, 2026
Businesses expect a discount on credit card processing at a high volume. And it’s often deserved. When you’re processing millions…
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