Skip to main content
Skip to footer
How it works
Back
How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
Back
Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
Back
About Us
Leadership
Learn more about our expertise.
FAQ
Questions? We have answers.
Contact
Get in touch with us.
Referral Program
Find out how you can earn cash commissions for recommending our services.
Resources
Back
Case Studies
Testimonials
Partners
Blog
Book Consultation
Book Consultation
Credit Card Merchant Fees
Random Fees on Merchant Processing Statement? What to Do
September 24, 2025
Trying to make sense of your credit card processing statement can be frustrating. Between the industry jargon, multiple pages of…
Worldpay Rate Increases, Fees, and Updates (2026)
September 21, 2025
Worldpay commonly sends notices to customers about new processing rate increases, changes, and noteworthy updates. Here at Merchant Cost Consulting, we…
Visa Authorization Misuse Fee Explained (Misuse of Auth Fee)
September 11, 2025
If you’ve spotted a “Visa Authorization Misuse Fee” or “Visa Misuse Fee” on your monthly processing statement, you’re probably wondering…
Infrastructure Upgrade Fee: Cost and How to Get Rid of It
September 5, 2025
If you’ve just spotted the Infrastructure Upgrade Fee on your merchant processing statement, you’re dealing with a bogus charge that’s…
Mastercard NABU (Network Access and Brand Usage) Fee
September 2, 2025
Credit card processing statements are packed with fees that are often confusing for business owners. One of those charges that…
Visa ISA Fee Explained (International Service Assessment)
August 29, 2025
Wondering why some Visa transactions are more expensive to process than others? There are lots of different factors that impact…
Visa Commercial Enhanced Data Program (CEDP) Fees Explained
August 28, 2025
On April 12, 2025, Visa introduced its new Commercial Enhanced Data Program (CEDP). Here’s everything merchants need to know about…
Interchange Downgrades & How to Avoid Them
August 16, 2025
If your business accepts credit cards, you probably have a basic understanding of interchange fees. Interchange rates are set by…
Risk Assessment Fees in Payment Processing Explained
August 15, 2025
If you’ve spotted a Risk Assessment Fee on your merchant statement, you’re right to question it. Processors have been adding…
Monthly Minimum Fees in Payment Processing Explained
August 11, 2025
Monthly minimum fees can be confusing for merchants because they may not be applied on every statement. Unlike other charges…
←
1
…
3
4
5
6
7
…
13
→