New York Surcharge Laws Whether you’re a merchant or a consumer in New York, it’s crucial that you understand New York’s credit card surcharge laws. Merchants can use this information to stay compliant, and knowledge of these laws can help customers avoid getting...
Credit Card Fraud Statistics (2025) The widespread acceptance of credit and debit cards has changed how we process payments. Cash represents just 16% of all in-person transactions, meaning plastic and digital wallets have penetrated far and beyond the ecommerce...
What is a Convenience Fee and Should You Charge One To Customers? The costs associated with accepting credit card transactions are constantly on the rise. Between the card networks raising interchange rates and processors using every trick in the book to increase...
Shop Pay vs. Shopify Payments More than 4.61 million online stores worldwide are powered by Shopify—making it one of the largest ecommerce platforms in existence. It supports over 100+ integrations with payment providers, giving merchants plenty of third-party...
Chargeback Time Limits For Cardholders and Merchants (Ultimate Guide) Last year the global payments ecosystem had over 238 million chargebacks. This number is expected to reach 337 million by 2026, which is a 42% increase in just three years. Studies also found...
What is Buy Now, Pay Later (BNPL) and How Does it Work? The concept of Buy Now Pay Later (BNPL) has been around for hundreds of years. It’s a simple way for people to purchase expensive items and pay for them over time on an installment plan. These early forms of...
What is an Aggregated Merchant Account? Finding the right payment processor that allows your business to accept card payments is one of the most important decisions you’ll make. But with so many options on the market, it can definitely be overwhelming to filter the...
How to Find Your Merchant ID in PayPal If you’re using PayPal to sell goods and services or collect payments for your business, some instances may arise when you need to locate your PayPal merchant ID. This guide will explain everything you need to know about...
What is a Payment Gateway? A payment gateway securely transmits sensitive payment information from a customer's issuing bank to each party involved with a card transaction. Payment gateways connect the merchant’s payment portal (like a website) to the acquiring...
12 Ways to Accept Online Payments in 2025 Getting paid online isn’t as difficult today as it was in the past. In fact, it’s pretty straightforward and easy for anyone to figure out. But deciding how you’re going to get paid online is another story. What types of...
