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Credit Card Processing

Dealing with Credit Card Processing Companies, Lowering Credit Card Processing Fees, Reducing Merchant Services Fees

Credit Card Processing

ACH Return Codes Explained

ACH Return Codes Explained ACH return codes identify why the bank or ACH operator returned an ACH payment. Every ACH code begins with the letter “R” followed by a two-digit number—such as R07 or R09. With ACH return codes, it’s easier for financial institutions to...

Credit Card Processing

What is a Merchant ID?

What is a Merchant ID? Many terms in the credit card processing industry are fairly obvious. Others aren’t so clear. “Merchant ID” tends to fall somewhere in the middle. It’s clearly an identifier, but many businesses aren’t sure what it identifies or why it...

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