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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Referral Program
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Credit Card Processing
Is a 2% Credit Card Processing Rate Possible?
July 21, 2026
I spend a lot of time writing about how payment processors overcharge businesses. But not every merchant account is bad. …
Why Your Level 3 Interchange Savings Disappeared
July 20, 2026
If you’re a B2B merchant that used to get reduced interchange rates on commercial card transactions but no longer do,…
Chargeback Ratio: Why it Matters and Affects Merchant Fees
July 11, 2026
Chargebacks can be costly even when they only happen occasionally. When the transaction gets forcibly reserved, you’re not getting paid…
Mastercard Underpenetrated Verticals Program Rates (2026)
July 9, 2026
Mastercard just introduced a brand-new program that gives certain merchants discounts at the interchange level. It’s called the Underpenetrated Verticals…
Stripe Account Frozen? What to Do if Funds Are on Hold
July 6, 2026
If Stripe freezes your account or holds your funds, don’t panic. Identify what triggered the freeze, respond with appropriate documentation,…
Global Payments Rate Increases, Fees, and Updates (2026)
July 3, 2026
Global Payments Integrated regularly sends notices related to fee increases and other important statements to customers. Our team here at…
Visa CEDP Rates (2026 Update)
July 2, 2026
Visa’s Commercial Enhanced Data Program sets reduced interchange rates for eligible commercial and small business credit card transactions. This gets…
Mastercard Wholesale Travel Merchant Fees Explained
June 26, 2026
If you’re a hotel, airline, car rental company, or another business in the travel space that accepts card payments from…
Should You Issue a Refund After Receiving a Chargeback?
June 24, 2026
Short Answer: No, you shouldn’t issue a refund AFTER a chargeback has been filed. Customers dispute credit card charges for…
Louisiana Surcharge Laws: Credit vs. Debit (2026 Update)
June 12, 2026
Credit card surcharging is a hot topic for businesses and consumers alike. In Louisiana, lots of businesses want to know…
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