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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Book Consultation
Credit Card Processing
9 Expensive Mistakes That Increase Payment Processing Costs
May 6, 2026
Saving money on credit card processing doesn’t happen automatically. And lots of merchants make mistakes that actively work against them.…
SpotOn Payment Processing: Fees and Rate Increases (2026)
May 4, 2026
SpotOn is an all-in-one restaurant POS software that provides hardware, operations tools, and payment processing under one roof. They recently…
How to Qualify for Visa CEDP Rates (2 Ways)
April 30, 2026
It’s been a full year since Visa officially introduced its Commercial Enhanced Data Program (CEDP). Under CEDP, eligible merchants can…
Fiserv Credit Card Processing Fees and Updates (2026)
April 29, 2026
FISERV regularly updates its interchange fees for credit and debit card processing. Our team at Merchant Cost Consulting keeps a close…
High Merchant Satisfaction Scores Don’t Always Mean Fair Rates
April 25, 2026
I recently came across JD Power’s 2026 Merchant Satisfaction Study, and the results genuinely surprised me. The top-ranked processors aren’t…
10 Risks of Switching Credit Card Processors
April 24, 2026
Lots of merchants consider switching payment processors for a variety of reasons: Regardless of the reason, switching providers may initially…
Elavon Non-Qualified Volume Fee Explained and How to Remove It
April 21, 2026
If your business uses Elavon for credit card processing and you see any variation of OTHR NQ VOL FEE on…
9 Merchant Fees That Sound Legit But Aren’t
April 19, 2026
Payment processors are really good at inventing fees designed to go unquestioned. When slipped into a multi-page statement with hundreds…
Shift4 Daily vs. Monthly Billing: Fees and Options Compared
April 14, 2026
Does your business process payments through Shift4? If so, you’ve likely noticed a line item that’s becoming more expensive: the…
North (American Bancard) Payment Processing Rates – 2026
April 12, 2026
North (formerly North American Bancard) updates its interchange rates and merchant fees on a regular basis. To keep our readers…
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