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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Credit Card Processing
Worldpay Transaction Risk Fees: Legit or Negotiable?
August 17, 2026
If you’re using Worldpay to process card payments and you notice a Transaction Risk Fee (TRF) or Processor Transaction Risk…
FraudSight Fees for Global Payments and Worldpay Merchants
August 12, 2026
FraudSight is Worldpay’s fraud detection platform, which is now being sold to merchants using Global Payments. It’s an optional solution…
Global Payments Rate Increases, Fees, and Updates (2026)
August 1, 2026
Global Payments Integrated regularly sends notices related to fee increases and other important statements to customers. Our team here at…
Why So Many Nuvei Transactions Are Non-Qualified
July 28, 2026
Merchants on Nuvei’s tiered pricing plan pay way more than they should be on payment processing. And the evidence of…
Is a 2% Credit Card Processing Rate Possible?
July 21, 2026
I spend a lot of time writing about how payment processors overcharge businesses. But not every merchant account is bad. …
Why Your Level 3 Interchange Savings Disappeared
July 20, 2026
If you’re a B2B merchant that used to get reduced interchange rates on commercial card transactions but no longer do,…
Chargeback Ratio: Why it Matters and Affects Merchant Fees
July 11, 2026
Chargebacks can be costly even when they only happen occasionally. When the transaction gets forcibly reserved, you’re not getting paid…
Mastercard Underpenetrated Verticals Program Rates (2026)
July 9, 2026
Mastercard just introduced a brand-new program that gives certain merchants discounts at the interchange level. It’s called the Underpenetrated Verticals…
Stripe Account Frozen? What to Do if Funds Are on Hold
July 6, 2026
If Stripe freezes your account or holds your funds, don’t panic. Identify what triggered the freeze, respond with appropriate documentation,…
Visa CEDP Rates (2026 Update)
July 2, 2026
Visa’s Commercial Enhanced Data Program sets reduced interchange rates for eligible commercial and small business credit card transactions. This gets…
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