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How it works
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We analyze your statements for free.
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We negotiate directly with your processor.
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What is a Merchant Consultant?
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Automotive
Dealerships, repair shops, suppliers, and more.
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Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
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High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
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Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
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City Offices, County Services, Public Works, Building Departments.
Retail
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Category:
Credit Card Processing
Visa Interchange Rates (2025)
October 17, 2025
Visa is one of the most commonly accepted credit cards in the globe. Cardholders view Visa as a safe and…
Wisconsin Credit Card Surcharge Laws (2025)
October 16, 2025
Whether you’re a merchant or consumer in Wisconsin, you’ve probably noticed more businesses passing credit card processing costs to their…
Is Costco Payment Processing Really Cheaper for Merchants?
October 15, 2025
Costco is known for its cheap wholesale prices on nearly every product they offer. For members, you’ve likely experienced thousands…
Mastercard Interchange Rates (2025)
October 11, 2025
Mastercard is one of the four major credit card networks. Each Mastercard transaction processed by a merchant is assessed with…
West Virginia Credit Card Surcharge Laws (2025)
October 10, 2025
Credit card surcharging is legal in West Virginia. The state doesn’t have any specific laws restricting surcharges on credit card…
Are Customers Still Required to Sign Credit Card Receipts?
October 8, 2025
No, customers do not need to sign credit card receipts anymore. Visa, Mastercard, American Express, and Discover lifted the requirement…
Analytics Reputation Management Fee – Legit or Junk?
October 6, 2025
If your business processes credit cards through Global Payments or one of Global’s subsidiaries, there’s a good chance you’ve seen…
Kentucky Credit Card Surcharge Laws (2025)
October 5, 2025
It’s no secret that credit card processing fees can take a significant bite out of your profit margins. One local…
Fiserv Credit Card Processing Fees and Updates (2025)
October 4, 2025
FISERV regularly updates its interchange fees for credit and debit card processing. Our team at Merchant Cost Consulting keeps a close…
How Are Interchange Rates Calculated? (With Examples)
October 1, 2025
US businesses paid a record $187.2 billion in processing fees last year, with interchange fees accounting for roughly 80-90% of…
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