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How it works
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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
FAQ
Questions? We have answers.
Contact
Get in touch with us.
Referral Program
Find out how you can earn cash commissions for recommending our services.
Resources
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Case Studies
Testimonials
Partners
Blog
Book Consultation
Book Consultation
Recent Rate Increases and Charges
Shift4 Payments: Rate Increases, Fees, and Updates (2026)
January 29, 2026
Here at Merchant Cost Consulting, we’re always staying up to date with the latest updates, fees, and rate increases from…
Elavon Rate Increases, Fees, and Updates (2026)
January 6, 2026
Elavon is a credit card processor and service provider for merchants across a wide range of industries. Like other solutions…
Global Payments Rate Increases, Fees, and Updates (2026)
November 30, 2025
Global Payments Integrated regularly sends notices related to fee increases and other important statements to customers. Our team here at…
TSYS Credit Card Processing Fees and Rate Increases
November 27, 2025
This is the beginning of a new era to reveal how credit card processing companies are adding hidden fees, downgrading…
North (American Bancard) Payment Processing Rates – 2026
October 30, 2025
North (formerly North American Bancard) updates its interchange rates and merchant fees on a regular basis. To keep our readers…
Wells Fargo Merchant Services Rates and Updates (2026)
October 25, 2025
If you’re using Wells Fargo Merchant Services to process payments for your business, you can use this page to stay…
Visa Interchange Rates (2026)
October 17, 2025
Visa is one of the most commonly accepted credit cards in the globe. Cardholders view Visa as a safe and…
Fiserv Credit Card Processing Fees and Updates (2026)
October 4, 2025
FISERV regularly updates its interchange fees for credit and debit card processing. Our team at Merchant Cost Consulting keeps a close…
Heartland Payments Rate Increases, Fees, and Updates — 2026
September 29, 2025
Our team is constantly on the lookout for notices, important messages, and rate updates for all major credit card processing…
Worldpay Rate Increases, Fees, and Updates (2026)
September 21, 2025
Worldpay commonly sends notices to customers about new processing rate increases, changes, and noteworthy updates. Here at Merchant Cost Consulting, we…
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