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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
Solutions
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
Company
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About Us
Leadership
Learn more about our expertise.
FAQ
Questions? We have answers.
Contact
Get in touch with us.
Referral Program
Find out how you can earn cash commissions for recommending our services.
Resources
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Case Studies
Testimonials
Partners
Blog
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Book Consultation
Category:
Recent Rate Increases and Charges
Discover Interchange Rates (2025)
January 28, 2024
Discover updates its interchange fees on a regular basis. But they don't publicly post these rates. Fortunately for you, our…
Venmo Fees and PayPal Fees (2025)
January 3, 2024
Venmo and PayPal are two popular platforms for both merchants and individuals. Each offers mobile payment system, making it easy…
Payment Processing Industry News – December 2023
December 27, 2023
As the year comes to a close, we’re still keeping a close eye on the latest happenings in the payments…
Payment Processing Industry News – November 2023
November 30, 2023
Part of helping businesses save money on credit card processing means keeping our ear to the ground on all news…
Payment Processing Industry News – October 2023
October 27, 2023
Beyond helping companies save money on credit card processing, our team here at Merchant Cost Consulting is constantly keeping our…
What is Interchange Plus Pricing?
October 5, 2023
Interchange plus pricing is commonly used by credit card processors to determine the per-transaction rates paid by merchants. But it’s…
Payment Processing Industry News – September 2023
September 17, 2023
In addition to helping businesses save money on credit card processing, the Merchant Cost Consulting team is always keeping a…
Paya Rate Increases, Fees, and Updates (2025)
September 7, 2023
Paya is a US-based payment processor that offers integrated payment solutions for businesses. Here are the latest rate increases and…
Payment Processing Industry News (August 2023)
August 24, 2023
As always, our team here at Merchant Cost Consulting keeps a close eye on the payment processing world. From new…
Payment Processing Industry News (July 2023)
July 31, 2023
The month of July has been a busy month in the world of payment processing and fintech. We’ve seen new…
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