Blog

Rolling Reserves Explained (Complete Guide) As you’re shopping around for a credit card processor, you might come across the term “rolling reserves.” Whether it was mentioned by the sales agent or discovered in your contract, it’s an unpleasant surprise.  Rolling...

10 Tips to Prevent False and Fraudulent Chargebacks Chargebacks have become somewhat of an epidemic for merchants. Consumers across all industries contact their credit card companies to initiate payment reversals for various reasons.  While some of these chargeback...

How to Detect and Prevent Credit Card Fraud Ecommerce has made it easier than ever for merchants and consumers to conduct business online. Unfortunately, cybercriminals and thieves can also steal without leaving their houses. Credit card fraud has become somewhat of...

Why Amex Isn’t Universally Accepted As an American Express cardholder, it can be frustrating when you go to pay for something only to hear the words, “we don’t accept American Express here.” This is something that happens to me all of the time. Amex is known for...

Payment Collection Methods For Doctors, Dentists, and Health Care Services With so many advancements in the medical field, it’s surprising to see how many practices are still using outdated payment processing methods.  Patient care is obviously the top priority for...

Chargebacks vs. Refunds: What’s the Difference? The terms “chargebacks” and “returns” are often used interchangeably. However, these two events are very different from each other. Neither are great for businesses, but chargebacks are significantly worse. So if you’re...

ACH Transfers For B2B Payment Processing Some of you have probably used ACH at one time or another in your personal life. But what about for payment acceptance in your B2B? For those of you who want to give your business customers the opportunity to pay for goods and...

Level 2 and 3 Credit Card Processing There are lots of misconceptions out there about accepting business credit cards. Some people will tell you that these cards are expensive to process. But in reality, there are steps you can take to lower your credit card...

How to Increase Credit Card Authorization Rates Credit card authorization rates are essential for organizations of all shapes, sizes, and industries. This is especially true for ecommerce businesses, where customers may not have another payment option to fall back on....

Is Surcharging During COVID-19 Right For Your Business? COVID-19 has changed the way we live in 2020. Businesses across all industries have been impacted in one way or another, some more than others.  From government-mandated shutdowns to increased safety and...