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We analyze your statements for free.
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What is a Merchant Consultant?
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Automotive
Dealerships, repair shops, suppliers, and more.
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Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
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High Risk Processing, Property Management, International Businesses.
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Restaurants, bars, cafes, and franchises.
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City Offices, County Services, Public Works, Building Departments.
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Category:
Credit Card Processing
How to Spot Padded Assessment Fees in Payment Processing
August 20, 2024
Assessment fees are just part of accepting credit credits. They’re imposed by the card networks and passed through to merchants…
Oklahoma Surcharge Laws
August 12, 2024
Credit card surcharge laws in Oklahoma can be confusing for both merchants and consumers alike. That’s because Oklahoma has state-specific…
Shop Pay vs. Shopify Payments: Key Differences Explained
August 8, 2024
More than 4.61 million online stores worldwide are powered by Shopify—making it one of the largest ecommerce platforms in existence.…
Visa Never Approve Fee Explained
August 5, 2024
If you’re reviewing your monthly processing statement and stumble upon a Visa Never Approve Fee, you might be wondering what…
Texas Surcharge Laws For Credit Card Transactions (2025)
July 26, 2024
There’s a lot of misinformation on the web about the credit card surcharging laws in Texas. Some sources say it’s…
Visa ISA Fee Explained (International Service Assessment)
July 23, 2024
Wondering why some Visa transactions are more expensive to process than others? There are lots of different factors that impact…
CardConnect Fees and Updates For Payment Processing (2025)
July 20, 2024
Our team here at Merchant Cost Consulting is always monitoring the latest interchange fees from payment processors and card networks…
Chargeback Time Limits For Cardholders and Merchants (Ultimate Guide)
July 19, 2024
Last year the global payments ecosystem had over 238 million chargebacks. This number is expected to reach 337 million by…
What is Buy Now Pay Later (BNPL) and How Does it Work?
July 16, 2024
The concept of Buy Now Pay Later (BNPL) has been around for hundreds of years. It’s a simple way for…
Toast Credit Card Processing – Rate Increases and Updates (2025)
July 15, 2024
Toast is a restaurant POS (point-of-sale) system. In addition to its POS software, Toast also provides payment processing as an…
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