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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Category:
Credit Card Processing
California Surcharge Laws
July 1, 2024
California has some of the most unique credit card surcharge rules in the country. Home to roughly 40 million residents,…
What is an Aggregated Merchant Account?
June 24, 2024
Finding the right payment processor that allows your business to accept card payments is one of the most important decisions…
What is the Visa Base II Transmission Fee?
June 19, 2024
Making sense of the assessment fees on your monthly credit card processing statement can be daunting for any business—especially since…
Amex Card Not Present Fee Explained (Amex CNP Surcharge)
June 17, 2024
Do you see an AMEX CNP FEE or American Express Card Not Present Fee on your merchant account statement? If…
Payment Processing Terms: A Quick Reference Guide
June 10, 2024
Automated Clearing House (ACH): The primary electronic payment network for transferring funds between financial institutions in the United States. ACH…
Mastercard KB Transaction Fee Explained
May 20, 2024
Puzzled by the MASTERCARD KB TRAN FEE on your monthly processing statement? You’re not alone. This is just one of…
Discover Interchange Qualification Matrix
May 17, 2024
Like every card network, Discover has its own interchange qualification standards. Each interchange category is based on certain criteria, including…
What is the Visa Transaction Integrity Fee?
May 10, 2024
The Transaction Integrity Fee (TIF) is one of many charges that a merchant might be confused to find on their…
Rectangle Health Rate Increases, Fees, and Updates (2025)
May 7, 2024
Rectangle Health regularly sends notices to its customers regarding new rate increases, updates, and changes to credit card processing pricing. …
Visa Digital Commerce Service Fee Explained (2025)
April 25, 2024
Visa introduced the Digital Commerce Service fee in October of 2023. As a result, many merchants are noticing this new…
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