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How it works
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We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Category:
Retail
Credit Card Surcharge Laws by State (Updated For 2025)
December 24, 2024
There’s a lot of misinformation and conflicting facts about surcharging laws in the United States. In an effort to clarify…
Credit Card Fraud Statistics (2025)
December 9, 2024
The widespread acceptance of credit and debit cards has changed how we process payments. Cash represents just 16% of all…
What is a Convenience Fee and Should You Charge One to Customers?
October 23, 2024
The costs associated with accepting credit card transactions are constantly on the rise. Between the card networks raising interchange rates…
Chargeback Time Limits For Cardholders and Merchants (Ultimate Guide)
July 19, 2024
Last year the global payments ecosystem had over 238 million chargebacks. This number is expected to reach 337 million by…
What is Buy Now Pay Later (BNPL) and How Does it Work?
July 16, 2024
The concept of Buy Now Pay Later (BNPL) has been around for hundreds of years. It’s a simple way for…
What is an Aggregated Merchant Account?
June 24, 2024
Finding the right payment processor that allows your business to accept card payments is one of the most important decisions…
Visa Surcharging Rules
February 12, 2024
Businesses accepting Visa cards pay a fee for each transaction. To offset those costs, some merchants impose a surcharge—which passes…
Do You Need a Merchant Account For Shopify?
February 2, 2024
Businesses typically need to have a merchant account to accept credit card payments. However, it’s possible to set up a…
What is an Internet Merchant Account?
November 26, 2023
Whether you’re starting a new ecommerce business from scratch or you’re expanding an existing retail operation to the web, you…
Credit Card Decline Codes (2025)
November 22, 2023
Declined credit cards are simply part of doing business. They’re even more prevalent for businesses that process a high volume…
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