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How it works
Review
We analyze your statements for free.
Restructure
We negotiate directly with your processor.
Monitor
We protect your savings with monthly audits.
What is a Merchant Consultant?
Find out exactly what merchant consultants actually do.
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Industries We Serve
Automotive
Dealerships, repair shops, suppliers, and more.
Healthcare
Medical practices, dental offices, clinics, and surgeons.
Hospitality
From boutique properties to large-scale resorts and hotel chains.
Others
High Risk Processing, Property Management, International Businesses.
E-commerce
Online retailers and wholesalers.
Non profit
Charities, foundations, and 501(c) organizations.
Food & Beverage
Restaurants, bars, cafes, and franchises.
Government / Municipality
City Offices, County Services, Public Works, Building Departments.
Retail
Department Stores, Specialty Shops, Jewelry Stores.
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Category:
POS Systems
Credit Card Surcharge Laws by State (Updated For 2025)
May 6, 2025
There’s a lot of misinformation and conflicting facts about surcharging laws in the United States. In an effort to clarify…
Square vs Merchant Account: Key Differences Explained
November 15, 2024
Businesses have several different options to consider when evaluating ways to accept credit card payments. Square is one of those…
Toast Credit Card Processing – Rate Increases and Updates (2025)
July 15, 2024
Toast is a restaurant POS (point-of-sale) system. In addition to its POS software, Toast also provides payment processing as an…
12 Requirements of PCI DSS Compliance
December 23, 2023
To become PCI compliant, you must follow the requirements set forth by the Payment Card Industry Data Security Standards Council—an…
Credit Card Decline Codes (2025)
November 22, 2023
Declined credit cards are simply part of doing business. They’re even more prevalent for businesses that process a high volume…
How Does Apple Pay Work?
November 20, 2023
Understanding how Apple Pay works and how to use it is essential for consumers and businesses alike. Apple users get…
How Do Card On File Transactions Work?
October 27, 2023
In today’s modern world, businesses are constantly looking for ways to improve the customer experience. Streamlining the checkout process is…
Credit Card Authorization Explained
October 14, 2023
Credit card authorization is required for every credit and debit card purchase. So if you’re a business that accepts credit…
Card Present vs. Card Not Present Transactions
September 19, 2023
On the surface, the difference between “card-present” transactions and “card-not-present” transactions may seem obvious—the card was either present when the…
Can You Pass Merchant Fees to Customers?
September 11, 2023
Credit card processing fees are a pain for merchants. Merchant fees cost businesses more than $100 billion per year—and that’s…
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