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Merchant Services and Credit Card ProcessingCredit Card Merchant Fee Guide On Surcharging
Credit card surcharging is allowed when it comes to passing along the credit card merchant fees to a business’ customers. Firms are allowed to impose credit card merchant surcharges on credit card purchases made on Visa and MasterCard under a court settlement that...
Credit Card Merchant Fees – Discount Rate
Most businesses are aware how complex credit card merchant fees can be. Other than the credit card transaction fees a business incurs, there is also the Discount Rate which co exists with them. The discount rate is simply the profit over the interchange rates a...
Negotiate Credit Card Merchant Fees Complete Guide
The biggest headache businesses incur when it comes to accepting credit cards are the credit card merchant fees they pay every single month. Whether your a mom and pop shop or a fortune 500 company, credit card merchant fees are due at the end of every month, and the...
Level Two and Level Three Credit Card Processing Rates
You most likely have been told that business credit cards are expensive (which can be the case) and there is not much you can do about interchange rates (not the case). That is not always true, there are steps you can take to lower the actual interchange rates you are...
Level Two and Level Three Data Chart
Before diving into Level 2 and 3 pricing, if you are not familiar with the credit card processing standard fees we highly suggest reading our credit card processing guide to familiarize yourself with this difficult industry first. That being said, if you already have...
How Does A Credit Card Merchant Fee Audit Work?
What is a credit card merchant fee audit? How does a business know if a credit card processing company is really offering the lower credit card merchant fees it is promising? In the Payment’s industry, a credit card processing company’s main goal is to allow a...
Credit Card Processing Contracts
Credit Card Merchant Contracts and What To Be Aware Of I know it goes without sayings, and a lot of you may roll your eyes at this next statement, but ALWAYS READ YOUR MERCHANT SERVICE CONTRACTS when it comes to picking a new credit card processing company or renewing...
What Is Interchange Plus Pricing
Within credit card processing, there are 6 different pricing structures out there, most of which are deceptive pricing traps and what we call teaser rates. More about the different pricing structures here. There is one credit card processing pricing structure I do...
The How To Negotiate Your Credit Card Merchant Fees Guide – Merchant Cost Consulting
How To Lower Credit Card Merchant Fees (Visa, MasterCard, Discover) Credit card merchant fees are daunting, confusing, and obnoxious to say the least. Identifying which credit card processing fees are mandatory vs a mark up cost can be difficult, and finding the...
The Credit Card Merchant Fee Pricing Structures
Credit card merchant quotes can be very deceiving as a lot of quotes out there are "Teaser" rates. They rope you in with what looks to be great pricing, little to a business's knowledge that the pricing is terrible and you end up paying 3.5% in credit card merchant...
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